Investment Planning

We’re inspired to work rigorously for our clients.

South Bay Asset Strategies begins work with each wealthy client by building an investment model that has the potential for success.

This is very different than promising clients that we can get them the best rates of return or somehow outperform other advisors. We can’t make promises like that. Nobody can. Instead, we work hard to create an investment plan tailored to each client’s needs and goals.

Here are some of South Bay Asset Strategies’ abiding principles:

  • Balance risk with the long term. We all want high returns on our investments, and some investment categories seem to deliver. Small company stocks, for example, often outperform other stock classes, but are known for their volatile swings in pricing. Not many individuals can tolerate such gyrations. We try to balance your quest for returns with what we believe is best for your long-term investment program.
     
  • Regular portfolio reviews. It’s possible your investments could be concentrated in one investment category. You may have inherited shares of a single stock and never realized how dependent you are on that stock’s performance. We’ll review your investments regularly to determine when it might be time to diversify. Before proceeding, we’ll review associated tax implications with you.
     
  • Re-allocate with age and changing life goals. As you grow older, we’ll try to reduce risk in your portfolio. Many people nearing retirement still have huge amounts of their 401(k) dollars tied up in employer stock. Others may have faired well in the markets, their investments grew and now certain asset classes account for a disproportionate share of the portfolio. We work closely with money managers and tax specialists to help keep our clients’ investment programs on track and on target.